Network technology assurance

A corridor is only as reliable as the slowest system in it. Card networks hold their members to minimum performance standards, and the Programme does the same. Banks that join need to show that their core banking, switching, card management and merchant acceptance systems can interoperate at the required throughput.

What the work covers

• Reviewing core banking, payment switch, card management and merchant systems against the throughput the network requires.
• Testing connections to national instant payment schemes and QR standards under load.
• Documenting findings in a form that member banks can share with their own supervisors.
• Recommending remediation, and re testing once changes are made.
• Repeating the audit as volumes grow and new corridors open.

Where the audit stops

Assurance is an assessment. The local program provider does not operate, host or control any member bank’s systems, and the network does not take responsibility for a bank’s technology.